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The focus of the global goal “Clean Water and Sanitation” is the need to ensure that people have clean drinking water, sanitation and hygiene conditions. Lack of quality and adequate water supply and sanitation affects reaching other global goals such as healthcare, promoting education and reducing poverty. The 2030 Agenda sets the target to improve water and sanitation systems to ensure access to quality drinking water and adequate wastewater treatment. Mainly, indirect measures must be taken, for example, improving water resources management, preventing pollution of water bodies with waste

The focus of the global goal “Decent Work and Economic Growth” is to ensure sustainable and environmentally friendly economic growth that would not involve excessive and unsustainable use of resources. Sustainable economic growth helps people escape poverty and find employment. The 2030 Agenda sets a target to achieve higher economic productivity, using diversification, technological upgrades and innovation, and focusing among else on sectors that have high value added and are labour-intensive. It is also expected that governments support the creation of decent jobs, entrepreneurship

Research and development (R&D) aim at acquiring new knowledge or using existing knowledge in a novel way. For example, it is the improvement of a product or work process. R&D ends when the main product is developed and the focus is shifted to production planning or market expansion. The main features of R&D are novelty, creativity, ambiguity, systematicity and transferability. Novelty means discovering something new, and with that goal in mind, researchers carry out studies at universities and research institutes. In business, novelty refers to new discoveries or technologies that have not

Insurance provides protection against the unexpected and helps avoid greater financial loss. The purpose of insurance companies is to provide customers with financial support in the event of accidents, thefts and other unexpected incidents. Insurance companies offer life and non-life insurance. Life insurance is obtained in order to provide financial support for oneself and loved ones in case of terminal illness, loss of capacity for work, accident or death. Life insurance can also be bought to collect money. Non-life insurance is obtained to mitigate financial damage. The most common types of

Security is important for everyone. Security, law and justice are necessary for us to feel safe each day, send children to school on their own and walk in public spaces in the dark. Prevention activities should have sufficient impact to avoid crimes and conflicts as much as possible. It is necessary to educate youth from early on, teach them rules of behaviour and social norms as well as responsibility in traffic. Fire safety awareness is required to avoid fatal mistakes. Justice and security statistics reflect the functioning of the Estonian legal system, number of crimes and rescue service