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People sometimes need extra support to better cope with difficulties related to job loss, unexpected illness, or reaching retirement age. Social protection helps the underprivileged and more vulnerable members of society to cope, through public and private financial assistance and support services related to job search, health care and daily living. The state organises social protection through social insurance and social welfare. Social insurance provides a person at least a minimum income in the event of loss of employment, illness, birth of a child, incapacity for work and old age. Social

Insurance provides protection against the unexpected and helps avoid greater financial loss. The purpose of insurance companies is to provide customers with financial support in the event of accidents, thefts and other unexpected incidents. Insurance companies offer life and non-life insurance. Life insurance is obtained in order to provide financial support for oneself and loved ones in case of terminal illness, loss of capacity for work, accident or death. Life insurance can also be bought to collect money. Non-life insurance is obtained to mitigate financial damage. The most common types of

What kind of survey is it? The Household Budget Survey provides information about the expenditures and living conditions of Estonian households, about household composition and the demographic and social characteristics of household members. The Household Budget Survey is one of the oldest surveys in Estonia – the first statistical survey on this topic was conducted already in 1925. The current survey methodology has been used since 2010. The survey consists of a household questionnaire and a personal questionnaire (for all household members aged 15 and over) and an expense diary. Who