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Insurance provides protection against the unexpected. The purpose of insurance companies is to provide customers with financial support in the event of accidents, theft and other unexpected incidents. Insurance companies offer life and non-life insurance. Life insurance provides financial support to the insured person and their loved ones in the event of a terminal illness, loss of capacity for work, an accident or death. There are also life insurance policies with an investment component for building wealth. Non-life insurance is taken out to mitigate financial losses. The main types of non

The focus of the global goal “Life Below Water” is the protection of the ecosystems of seas and oceans and sustainable use of marine resources. Marine acidification caused by climate change and pollution of the world seas and oceans as well as overfishing have a major impact on marine ecosystems. According to the UN progress report, the condition of coastal waters continues to deteriorate because of both pollution and the introduction of excessive nutrients, which cause algal growth and consequently death of marine life from lack of oxygen. Ocean acidification is caused by higher CO2